If you’ve been waiting to see your annual EPF interest reflected in your account, you’re not alone. The Employees’ Provident Fund Organisation (EPFO) has reportedly begun crediting the 8.25% interest for the financial year 2024–25 into member accounts.
While there hasn’t been any official confirmation via SMS or email, several EPF account holders have already noticed the updated balance in their passbooks. Let’s walk through how you can check whether your own account has received the interest—and how to do it without stepping out of your home.
What’s Going On with the 8.25% Interest Credit?
- The EPFO had announced an 8.25% interest rate for FY 2024–25 earlier this year.
- Many private-sector employees were eagerly waiting for this to be credited.
- Now, based on user reports, it appears the interest is gradually being added to member accounts.
- No mass notifications have been sent, so it’s up to you to check manually.
4 Easy Ways to Check Your EPF Balance from Home
You don’t need to visit any office or fill out paperwork. There are four simple ways to check your updated PF balance:
1. Check EPF Balance Online (via EPFO Portal)
Here’s how you can view your updated passbook on the official website:
- Go to: epfindia.gov.in
- Click on “Services” > “For Employees” > “Member Passbook”
- Enter your UAN, password, and captcha
- Select your Member ID
- Your passbook will show the total balance and latest interest credit
2. Check Through the UMANG App
If you prefer using your phone, the UMANG app works well:
- Open the UMANG App (install from Play Store/App Store if needed)
- Tap on EPFO
- Select Employee Centric Services
- Click on View Passbook
- Enter your UAN and password
- An OTP will be sent to your registered number
- Once verified, your updated balance will be visible
3. Check via SMS
To receive your PF details via SMS:
- Send the message EPFOHO UAN to 7738299899
- Use your registered mobile number
- You’ll receive a reply with your latest balance info
This service is available in multiple languages (e.g., Hindi, Bengali, Telugu, Tamil).
4. Check by Giving a Missed Call
This is the fastest method for many users:
- Dial 011-22901406 from your UAN-linked mobile number
- Your call will disconnect automatically
- You’ll get an SMS with your current PF balance
EPFO 8.25% Interest Update
| Detail | Info |
|---|---|
| Interest Rate for FY 2024–25 | 8.25% |
| Status | Credit process started (batch-wise) |
| Official Notification | Not yet sent (SMS/email) |
| How to Check | Online, UMANG app, SMS, Missed call |
| Who’s Eligible | All active EPF members with UAN |
Frequently Asked Questions (FAQs)
1. Has EPFO confirmed the credit date officially?
Not yet. The organization hasn’t released a mass update, but many users are seeing their balances updated.
2. I didn’t get any SMS. Should I worry?
Not at all. SMS alerts may not go out to all users, but you can manually check using any of the methods above.
3. What if I see no interest credit yet?
It’s common for EPF interest to be credited in phases. Try again after a few days.
4. Is the 8.25% rate final?
Yes, the Finance Ministry has approved it for FY 2024–25.
5. Can I file a complaint if my balance doesn’t update?
Yes, through the EPFiGMS grievance portal, but only if it’s delayed beyond a reasonable period (e.g., 2–3 weeks after full rollout).